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Welcome! As New Jersey FHA Loan Specialists, we offer the most reliable information regarding mortgage banking in both New York and New Jersey.
For the best New Jersey FHA Mortgage Loan Programs and most current rates available, we offer easy, convenient, online shopping. Our resources coupled with the assistance of an experienced live FHA mortgage specialist, can guide you through the often difficult and confusing process of choosing an FHA loan product and getting the exact FHA loan to meet your specific needs.
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| An FHA mortgage is one that is insured by the Federal Housing Administration. This mortgage can be offered at lower interest rates than traditional mortgage loans. The main reason is the government guarantee. The FHA mortgage is backed by the federal government, there is less risk to the lender. For this reason FHA loans are a good choice for the first time homebuyer or for individuals with less than perfect credit. |
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| A conventional loan is a mortgage which is not guaranteed or insured by the federal government. Conventional loans can close quickly because they may be underwritten faster than non-conventional loans. Usually, good credit scores and qualified income assure a fast and smoother closing process. Conventional loans are ideal for purchases or refinances. These are the Fannie Mae and Freddie Mac loans. |
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| Jumbo loans have been expanded to a maximum loan of $729,750. The maximum loan amount is defined by zip codes. The rates are similar to conventional loans, an excellent benefit to the borrower. We also offer loans up to $3 million. These Super Jumbo Loans are available now. Our goal is to price these loans at the best price and the best mortgage program available for our high net worth and income borrower. |
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Family Home Funding
NMLS # 207343
11 KIEL AVENUE |
KINNELON, NJ 07405 |
Direct: (973) 283-8111 Ext. 105 | Email
TOLL FREE: 877.985.3633 (877.98-LENDER)
Copyright © 2011 Family Home Funding Corp. |
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| Family Home Funding is the most reliable and accommodating mortgage company in New Jersey. Our firm has been involved in numerous real estate transactions with them over the years and our experience has always been more than satisfactory. We highly recommend Family Home Funding to all our clients for all of their borrowing needs. MORE |
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